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Why TallyMoney deserves your time (and attention)

We know that the concept of TallyMoney is a stretch for some people.

This might seem like an odd thing for a company to say about their own product, but the reality is that a lot of people simply don’t want to think about the type of money that they use. In such frightening and uncertain times, there’s a lot we are (quite rightly) worrying about, and most of us are looking for ways to simplify our lives and reduce anxiety, not have another thing to be concerned about.

Funnily enough, this is precisely where Tally comes to the rescue, and it’s worth dedicating a smidge of your time to discover the solution… for a conundrum you might not even know you had!

In a nutshell, tally is monetised real, physical gold, locked in a real high security vault (1 tally® = 1 milligram of gold). You instantly transfer your money into your TallyMoney Account (with your own sort code and account number) and it automatically converts to tally (real gold in the form of money), that you can access anytime by transferring your tally directly to another customer, to your bank account OR spend it instantly on your TallyMoney Debit Mastercard® anywhere in the world. You can even withdraw tally as cash at ATMs.

Why would you bother to do this?

Until now, your only mainstream money option is fiat money (which is government-issued and given value by command), such as GBP. The problem with this is that this money loses money by design – the value is designed to go down – this is called inflation. This means that what you earn and save today, will not buy as much in the future when you need it and as prices go up (inflation), your money is losing value. It simply cannot buy as much as it could. And when you put it in the bank you do not earn enough interest to make up this gap. 

Tally is different. Tally is accountable money, when you transfer into a tally account you own 100% of a physical asset, gold. Whilst the price of gold does fluctuate against other currencies (such as GBP), it is historically proven to hold its value over time. And its value is better protected from political and economic events since it’s a real asset that everyone recognises as having real value. With tally you’re just using it as your everyday money – you’re not locked in in any way.

Take a look at this chart above on how gold has performed against GBP over the past 20 years.

If gold retains its value over time, what implications does this hold for its relationship with the GBP? As the price of gold rises, its purchasing power compared to the Pounds Sterling strengthens.

Who knew this was happening? We did. So we did something about it and created TallyMoney. And now you can too, by using a TallyMoney banking account.

Who would use TallyMoney?

There are lots of reasons why you might choose to use Tally. Right now, the biggest benefit for most people is to protect the value of your money so that your savings maintain their value for when you need them – be it weeks, months or years from now.

There has never been so much money printing going on, and that leads to devaluation of the existing notes and coins and people’s bank balances. So any bank account holding the local fiat currency (like £, €, $) is losing value and it appears this may become even more rapid.

Another great reason to consider switching to Tally is that no matter where you are in the world, Tally will seamlessly convert your money (at the global gold industry wholesale rate, with no added FX fees or margins) directly into any local currency, anywhere that accepts Mastercard. Even at ATMs. So, why not start saving for that dream vacation in tally now and enjoy spending it hassle-free when you finally get there? It’s all conveniently managed in one account with a debit card (physical or virtual).

Some of our customers simply like that they get to choose the money they use. Until now, as a consumer there has been no mainstream choices of money, TallyMoney allows people to make their own choice of currency to best protect their interests.

Finally, TallyMoney is the quickest, cheapest way to hold real physical gold which you can spend or transfer at any time. There is no minimum quantity, no organising storage or insurance or fees to move in and out of tally. You get all the benefits of gold, without all the hassles.

It really is worth your time to download the TallyMoney App and upgrade the money you use for savings and everyday banking.

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Real World Examples

  1. Fancy a coffee? Use your TallyMoney Mastercard. Boom – paid. (Yes, you’re buying a flat white with gold. How amazing is that?)

  2. Need cash? Use any Mastercard ATM worldwide or spend across the globe. ZERO fees from us, ZERO markup. (When you spend or withdraw, your gold converts instantly at the global spot price. No catches, no hidden charges – just straight-up Mastercard exchange rates. Because your money shouldn’t cost you… more money.)

  3. Want some money back in your bank? Just tap ‘transfer’ in the app. (Though after a while, you might wonder why you’d want to…)

    Zero faff. Zero waiting. Zero fees when you spend tally.

Meet Cameron Parry

Meet the guy who wouldn’t accept being trapped in a ‘heads they win, tales we lose’ government-run monetary system that protects and benefits the financial institutions, to the detriment of the public. Where people’s deposits are constantly at risk, and losing value through inflation caused by central bankers and politicians.

If necessity is the mother of invention, then frustration may be the roommate’s cousin of motivation. In any case, he decided to stop getting mad and start a new monetary system with sound money. Where deposits serve the depositor, where savings build wealth for savers, and transactions are made in a familiar way. And he called it TallyMoney.

TallyMoney: Gold upgraded

With TallyMoney:

  • Your pounds instantly become physical gold (1 tally = 1mg of real gold)
    Stored in Swiss vaults (not under your bed)
  • Fully insured and allocated (actually yours, not a paper promise)
  • Spend it anywhere with your TallyMoney debit Mastercard
  • Transfer back to pounds instantly if needed (but why would you?)

We’re not anti-bank because it’s trendy. We’re anti-bank because the current system is rigged against you. Every day you leave money in a “savings” account, you’re funding their profits while your wealth evaporates.

Enter gold: the original currency

Why gold? It’s value is universally acknowledged.

  • It’s not controlled by any single government
  • It can’t be printed or manufactured
  • It’s actually scarce 
  • It requires effort to extract it 
  • It doesn’t rust, decay, or disappear
  • It has remarkable properties

So while the pound’s lost 50% of its value since 2004, gold’s grown by 146% in the last decade alone. While your bank savings got mugged by inflation, gold owners were laughing all the way to… well, not the bank.

But here’s the rub: Traditional gold ownership is a right pain. Buy physical bars? Prepare for storage fees that’ll make your eyes water, insurance premiums that never end, and a 5-10% haircut when you need to sell. Plus, try buying your weekly shop with a gold ingot.
Paper gold ETFs? They’re classed as Tier 3 assets for a reason – that’s financial speak for “risky as hell.” You don’t own gold, you own a promise. A tradeable IOU. And when everyone wants their gold at once? Good luck with that. So you’re stuffed either way: real gold that’s impossible to use, or fake gold that might not be there when you need it.
Until now.

The truth about inflation

How? Well, when politicians overspend (and they invariably do), they need more money to ‘stimulate the economy’. But raising taxes makes voters angry. So what do they do? They fire up the money printer, and boy do they love to print. To give you a sense of the scale, since 2015 the Bank of England has created £520bn out of thin air through “quantitative easing” (electronic money printing) plus £86bn in physical currency. 

Thing is, more pounds in circulation = each pound is worth less. Think about it: In 2004, £100 could buy you a decent night out, theatre tickets, and a cab home. Today? That same £100 barely covers the theatre tickets. Your money didn’t disappear – it was diluted, like someone’s been topping up your whisky with water when you weren’t looking.

The “2% inflation target” they bang on about? That’s them telling you they plan to steal 2% of your wealth every single year. And calling it healthy.

How TallyMoney actually works?

  1. First things first: we’ve got actual gold bullion* (none of that paper-promise nonsense) locked up tight in a Brinks vault in Switzerland. Yeah, those Brinks – the security legends who’ve been protecting valuables since Queen Victoria was on the throne.

  2. You send your pounds to your TallyMoney account (bye-bye, inflation-addicted fiat!).

  3. We use the global gold spot price to instantly turn your currency into its weight in gold. No hidden or fuzzy exchange rates, just the real market gold price + 1.49% gold purchase fee.

  4. Each milligram of your physical gold = 1 tally (we keep it decimal because no one wants to faff about with troy ounces – the specific unit for measuring gold).

  5. That’s it! Your app shows your balance in tally, but remember – those aren’t just numbers on a screen. That’s your solid gold, in milligrams, sitting pretty in Switzerland.
  6. You can now save and spend your gold as you see fit.

*All Tally gold is sourced from LBMA-accredited providers because we’re rebels with a cause… and standards. Instead of tracking the gold price per kg, your money is directly converted based on the real-time global gold spot price.

TallyMoney is 
real money

  1. Store of value
    Your gold sits in a Swiss vault (not getting ‘quantitatively eased’ away)
    Evidenced by 5,000 years of holding its value
    Can’t be inflated by government whim and fingers on the ‘currency print’ button
  2. Medium of exchange
    Spendable at 150+ million shops worldwide (thanks, Mastercard)
    Currency converts instantly at market rates (no sneaky margins)
    Moves as quickly as sending a text 
  3. Unit of account
    1 tally = 1mg of gold. Simple
    Stable enough to actually plan your future with
    Speaks every currency’s language (gold’s kind of a big deal everywhere)

This is why TallyMoney is so much more than just owning Gold – it’s a real financial revolution. We’re not just helping you own gold; we’re bringing back what money was always meant to be. Sound Money for a Brighter Future. Because your hard work and wealth deserve better than being slowly robbed by external forces.

We want you to have real money

  1. A store of value:
    Keeps its value over time
    Insulated from devaluation/inflation
    Actually rare and can’t be created out of thin air
  2. Medium of exchange:
    Easy to use for everyday transactions
    Widely accepted
    Can be transferred efficiently
  3. Unit of account:
    Works like a proper value-measuring stick (imagine if your ruler shrunk every year – mad, right?)
    Splits nicely into useful bits
    Reliable enough to plan your future with

Why does this matter? Because your hard work deserves better than being turned into monopoly money by someone else’s actions. Every time your currency loses value (inflation) its stealing from your past work, which harms your present savings, and your future dreams.