While a regular bank account keeps your money in pounds, a TallyMoney account keeps it in milligrams of gold, and lets you use it like money

Open TallyMoney account

What do you get?

TallyMoney is an everyday account, where your pounds automatically convert to milligrams of gold called tally®. Your gold is securely stored on your behalf, safe and sound in a Swiss vault. You can spend your tally® balance anytime, anywhere Mastercard is accepted.

Everyday account

Transfer pounds in, hold your balance in tally® and save, spend and send as you like.

Debit Mastercard®

Spend your tally® balance online, in-store and abroad anywhere Mastercard is accepted.

TallyMoney app

Track your balance, view activity, transfer money and manage your account from your phone.

Real gold, securely stored

Each tally® represents 1mg of physical gold, insured and securely vaulted in Switzerland on your behalf.

Regular bank account
vs TallyMoney account

With a TallyMoney account you still get everything you’d expect from a bank account. The difference …

Regular bank
TallyMoney
Everyday tools – everything you already expect
Debit card
Mastercard
Mastercard
Mobile app
Yes
Yes
Sort code & account number
Yes
Yes
Send & receive money (FPS)
Yes
Yes
Withdraw cash (ATM)
Yes
Yes
Spend abroad
Yes - FX fees may apply
Yes - Zero FX fees
Where TallyMoney is different
The currency
Pounds sterling
tally® (milligrams of gold)
How it gets its value
By government decree
By being physical gold
Protection and security
Balance insured up to eligible FSCS limit of £120,000
Allocated gold (tally®) is fully insured, with no balance limit
Inflation exposure
Loses purchasing power due to inflation
Insulated from inflation (GBP value moves with the gold price)
Best for
Familiar everyday payments in pounds
Easy access savings in gold

Getting started with TallyMoney

Step one

Download the app

and open a TallyMoney account

Step two

Transfer pounds

to your TallyMoney account and it automatically converts to gold at the gold spot price

Step three

Now you own real gold

shown in milligrams 
represented as tally®

1mg gold = 1 tally®

Open a TallyMoney account

Fees that are spot on

One-off account activation fee
£12
Gold purchase fee
1.49%
Account keeping fee Calculated daily, charged monthly
0.5% p.a.
Spend, withdraw or transfer your money
FREE
Google Play
App Store
Review
Trustpilot

Fees that are spot on

Once you open your TallyMoney account there are only two fees. A simple fixed gold purchase fee on deposited funds and a monthly account keeping fee (less than 42p per £1,000 of gold held).

Unlimited transactions, free ATM withdrawals and uncapped balance protection.

We are the only place in the world where you can hold and spend gold at the global spot price.

One-off account activation fee
£12
Gold purchase fee
1.49%
Account keeping fee Calculated daily, charged monthly
0.5% p.a.
Spend, withdraw or transfer your money
FREE

Transfers in

When funds are transferred in, your pounds go through a payment account with your own sort code and account number, and are automatically converted to tally® at the global gold spot price, less a 1.49% gold purchase fee. Each unit of tally® is one milligram of gold that belongs to you and is securely vaulted on your behalf.

Card payments

Whether spending online or in person with your TallyMoney debit card, your tally® will automatically convert to the fiat currency (pounds, euros, dollars etc.) that the merchant is expecting to receive. With no added charges or mark-ups on the Mastercard foreign exchange rate. 

ATM withdrawals

You can use your TallyMoney debit card to withdraw money from your TallyMoney account at cashpoints around the world. And we don’t charge you to do so – no matter which currency or country you’re transacting in.

*Please note that some ATM operators may levy their own charges

Transfers out

Using the TallyMoney App, your tally® will automatically convert to pounds when you make a transfer to your nominated bank account. There are no transaction fees or FX margins on transfers out.

Tally is
Safe and secure

Real gold from accredited providers

Physical gold is sourced from London Bullion Market Association accredited providers.

High-security accredited vaulting

Your gold is stored with LBMA-accredited high-security vaulting partners like Brink’s.

Secure payments infrastructure

IBANs, payments and card services are supported by TransactPay and Mastercard.

Fully allocated to you

Each tally® represents 1mg of physical gold held securely on your behalf.

Checked and reported

Gold inventory reporting is supported by statutory audit firm PKF.

Never lent out

Your gold is not lent out, invested, leveraged or used to back anyone else’s money.

Real World Examples

  1. Fancy a coffee? Use your TallyMoney Mastercard. Boom – paid. (Yes, you’re buying a flat white with gold. How amazing is that?)

  2. Need cash? Use any Mastercard ATM worldwide or spend across the globe. ZERO fees from us, ZERO markup. (When you spend or withdraw, your gold converts instantly at the global spot price. No catches, no hidden charges – just straight-up Mastercard exchange rates. Because your money shouldn’t cost you… more money.)

  3. Want some money back in your bank? Just tap ‘transfer’ in the app. (Though after a while, you might wonder why you’d want to…)

    Zero faff. Zero waiting. Zero fees when you spend tally.

Meet Cameron Parry

Meet the guy who wouldn’t accept being trapped in a ‘heads they win, tales we lose’ government-run monetary system that protects and benefits the financial institutions, to the detriment of the public. Where people’s deposits are constantly at risk, and losing value through inflation caused by central bankers and politicians.

If necessity is the mother of invention, then frustration may be the roommate’s cousin of motivation. In any case, he decided to stop getting mad and start a new monetary system with sound money. Where deposits serve the depositor, where savings build wealth for savers, and transactions are made in a familiar way. And he called it TallyMoney.

TallyMoney: Gold upgraded

With TallyMoney:

  • Your pounds instantly become physical gold (1 tally = 1mg of real gold)
    Stored in Swiss vaults (not under your bed)
  • Fully insured and allocated (actually yours, not a paper promise)
  • Spend it anywhere with your TallyMoney debit Mastercard
  • Transfer back to pounds instantly if needed (but why would you?)

We’re not anti-bank because it’s trendy. We’re anti-bank because the current system is rigged against you. Every day you leave money in a “savings” account, you’re funding their profits while your wealth evaporates.

Enter gold: the original currency

Why gold? It’s value is universally acknowledged.

  • It’s not controlled by any single government
  • It can’t be printed or manufactured
  • It’s actually scarce 
  • It requires effort to extract it 
  • It doesn’t rust, decay, or disappear
  • It has remarkable properties

So while the pound’s lost 50% of its value since 2004, gold’s grown by 146% in the last decade alone. While your bank savings got mugged by inflation, gold owners were laughing all the way to… well, not the bank.

But here’s the rub: Traditional gold ownership is a right pain. Buy physical bars? Prepare for storage fees that’ll make your eyes water, insurance premiums that never end, and a 5-10% haircut when you need to sell. Plus, try buying your weekly shop with a gold ingot.
Paper gold ETFs? They’re classed as Tier 3 assets for a reason – that’s financial speak for “risky as hell.” You don’t own gold, you own a promise. A tradeable IOU. And when everyone wants their gold at once? Good luck with that. So you’re stuffed either way: real gold that’s impossible to use, or fake gold that might not be there when you need it.
Until now.

The truth about inflation

How? Well, when politicians overspend (and they invariably do), they need more money to ‘stimulate the economy’. But raising taxes makes voters angry. So what do they do? They fire up the money printer, and boy do they love to print. To give you a sense of the scale, since 2015 the Bank of England has created £520bn out of thin air through “quantitative easing” (electronic money printing) plus £86bn in physical currency. 

Thing is, more pounds in circulation = each pound is worth less. Think about it: In 2004, £100 could buy you a decent night out, theatre tickets, and a cab home. Today? That same £100 barely covers the theatre tickets. Your money didn’t disappear – it was diluted, like someone’s been topping up your whisky with water when you weren’t looking.

The “2% inflation target” they bang on about? That’s them telling you they plan to steal 2% of your wealth every single year. And calling it healthy.

How TallyMoney actually works?

  1. First things first: we’ve got actual gold bullion* (none of that paper-promise nonsense) locked up tight in a Brinks vault in Switzerland. Yeah, those Brinks – the security legends who’ve been protecting valuables since Queen Victoria was on the throne.

  2. You send your pounds to your TallyMoney account (bye-bye, inflation-addicted fiat!).

  3. We use the global gold spot price to instantly turn your currency into its weight in gold. No hidden or fuzzy exchange rates, just the real market gold price + 1.49% gold purchase fee.

  4. Each milligram of your physical gold = 1 tally (we keep it decimal because no one wants to faff about with troy ounces – the specific unit for measuring gold).

  5. That’s it! Your app shows your balance in tally, but remember – those aren’t just numbers on a screen. That’s your solid gold, in milligrams, sitting pretty in Switzerland.
  6. You can now save and spend your gold as you see fit.

*All Tally gold is sourced from LBMA-accredited providers because we’re rebels with a cause… and standards. Instead of tracking the gold price per kg, your money is directly converted based on the real-time global gold spot price.

TallyMoney is 
real money

  1. Store of value
    Your gold sits in a Swiss vault (not getting ‘quantitatively eased’ away)
    Evidenced by 5,000 years of holding its value
    Can’t be inflated by government whim and fingers on the ‘currency print’ button
  2. Medium of exchange
    Spendable at 150+ million shops worldwide (thanks, Mastercard)
    Currency converts instantly at market rates (no sneaky margins)
    Moves as quickly as sending a text 
  3. Unit of account
    1 tally = 1mg of gold. Simple
    Stable enough to actually plan your future with
    Speaks every currency’s language (gold’s kind of a big deal everywhere)

This is why TallyMoney is so much more than just owning Gold – it’s a real financial revolution. We’re not just helping you own gold; we’re bringing back what money was always meant to be. Sound Money for a Brighter Future. Because your hard work and wealth deserve better than being slowly robbed by external forces.

We want you to have real money

  1. A store of value:
    Keeps its value over time
    Insulated from devaluation/inflation
    Actually rare and can’t be created out of thin air
  2. Medium of exchange:
    Easy to use for everyday transactions
    Widely accepted
    Can be transferred efficiently
  3. Unit of account:
    Works like a proper value-measuring stick (imagine if your ruler shrunk every year – mad, right?)
    Splits nicely into useful bits
    Reliable enough to plan your future with

Why does this matter? Because your hard work deserves better than being turned into monopoly money by someone else’s actions. Every time your currency loses value (inflation) its stealing from your past work, which harms your present savings, and your future dreams.