The TallyMoney Blog

All the latest news, stories, guides from behinds the scenes at TallyMoney.

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Latest Blog Posts

Why is gold so expensive? The drivers behind its rising value

Why our customer satisfaction score is the metric we’re proudest of

The coming gold revaluation?

Pension Changes 2025: here’s what you need to know before the Autumn Budget

Is now a good time to buy gold in the UK?

Do I pay tax on the uplift in my TallyMoney Account?

Is TallyMoney a scam?

Why financial independence feels out of reach in 2025 – and what the latest data shows

BoE Base Rate history: what last week’s cut means for your savings (and why gold-based money is getting attention)

ISA allowance frozen – for now. But can you rely on it?

Why don’t I earn interest on my Tally account?

Gold price UK: what China’s ETF moves tell us about 2025 confidence

UK State Pension age retirement changes: what over-55s need to understand before it’s too late

Bailey’s interest rate-cut caveat signals UK distrust in the system

The grocery receipt tells the truth: a UK food prices inflation warning

Central banks favour gold over dollar: the UK needs its own financial uprising

Repatriate your wealth: what Germany and Italy just told the world

Sovereignty over savings: why institutional money fails everyday Brits

Is Tally real gold? Everything you need to know

Alternative investment strategies for the modern saver

Banks vs savers: the quiet war you’re losing without real assets

Forget the system – gold investment is the exit

Four ways Tally helps you take back control while managing your money

From Florida to freedom: the new face of financial sovereignty

RPI index vs real life: why your grocery bill tells a different story

Think you spent too much this bank holiday? You probably did

3.5% inflation may mean one thing: your money is being undermined

Help shape TallyMoney with your feedback

Gold over gimmicks: the real path to early retirement security

Best savings account in 2025? Why it might not be a bank at all

A clear guide to the UK US trade deal – what’s been agreed and why it matters

What the M&S cyber attack means for your account security

Local election UK: why financial control starts with your savings

Why local elections matter (even if you’re not a fan of politics)

FCA warning to banks: how falling interest rates could hurt your savings in 2025

How to achieve truly secure savings without relying on banks or government

Where is my gold? Discover the truth about real ownership

FSCS Protection Is Increasing — But So Are Prices. Are You Actually Any Safer?

Gold edges toward record highs amid renewed banking and recession fears

Gold price rising: what it means for your money (and how to stay ahead of the curve)

What the FSCS limit proposal really tells you about the system

The pension tax raid: how upcoming changes could cost you thousands

Pension reforms: 80% of retirees feel betrayed by hidden tax timebomb

Pension news: is your retirement under threat from government tax traps?

Pension drawdown rules 2025: are your retirement savings future-proof?

Fee-free spending abroad with TallyMoney

Common myths about buying gold – debunked

Riding the gold bull market with TallyMoney

Get all the benefits of investing in gold but with the versatility of the money you’re used to

See how much you could have saved with our gold calculator

What happens to your money if stock markets crash?

Saving in gold is easy with these 5 simple steps

Five reasons to start saving in gold – Part 2

TallyMoney vs the banks: A direct comparison

Five reasons to start saving in gold – Part 1

What interest rate reductions would mean for your money?

Is this the secret to making capital gains tax work for you?

What’s Wrong With Traditional Banking

Owen’s Journey to Financial Security and Convenience

TallyMoney’s Stand for Financial Freedom Amidst CBDCs and Banking Bias

No Scrooges Allowed: A Blueprint for a Happy, Scam-Free Christmas

Gold bars with a thunderstorm in the background

Shining Through Turbulence: Gold’s Historical Performance in Times of Political Uncertainty

A piggy bank hit by a wrecking ball with visualising marketplace scams

Guarding against marketplace scams: Expert tips from TallyMoney

Why TallyMoney deserves your time (and attention)

6 reasons to use TallyMoney Debit Mastercard® abroad

What our customers say

5 reasons to save in tally

Money for the people by the people

Protecting your money without limits

Tally vs cryptocurrency

Let’s get physical: How much gold bullion and printed fiat currency actually exists?

Why Faster Payments aren’t always so fast

Your money is safe with TallyMoney – whatever happens

Spending abroad comparison

How to beat the hidden tax on your savings

Saving strategies: how often should you save?

Are your savings working for you, or a bank?

How to get a TallyMoney account

Breaking the barriers to gold ownership

What is all the fuss about gold?

The central bank’s agenda

Which fiat currency is most at risk?

Pay at Pump Vs Pay at Counter

Combining global currencies with national and local currencies

Tally says ‘Up Yours’ to money

What is money – In everyday language

Why savings are more important than debt in a successful economy.

The financial markets are dysfunctional – the price of oil went below zero.

The gold price is not always the same as “the price of gold”.

It’s business as usual at Tally (but the office is rather quiet)

Tail risks and Covid-19

Protecting the value of your money and keeping it safe. In an actual safe.

Saving for the long term

Real World Examples

  1. Fancy a coffee? Use your TallyMoney Mastercard. Boom – paid. (Yes, you’re buying a flat white with gold. How amazing is that?)

  2. Need cash? Use any Mastercard ATM worldwide or spend across the globe. ZERO fees from us, ZERO markup. (When you spend or withdraw, your gold converts instantly at the global spot price. No catches, no hidden charges – just straight-up Mastercard exchange rates. Because your money shouldn’t cost you… more money.)

  3. Want some money back in your bank? Just tap ‘transfer’ in the app. (Though after a while, you might wonder why you’d want to…)

    Zero faff. Zero waiting. Zero fees when you spend tally.

Meet Cameron Parry

Meet the guy who wouldn’t accept being trapped in a ‘heads they win, tales we lose’ government-run monetary system that protects and benefits the financial institutions, to the detriment of the public. Where people’s deposits are constantly at risk, and losing value through inflation caused by central bankers and politicians.

If necessity is the mother of invention, then frustration may be the roommate’s cousin of motivation. In any case, he decided to stop getting mad and start a new monetary system with sound money. Where deposits serve the depositor, where savings build wealth for savers, and transactions are made in a familiar way. And he called it TallyMoney.

TallyMoney: Gold upgraded

With TallyMoney:

  • Your pounds instantly become physical gold (1 tally = 1mg of real gold)
    Stored in Swiss vaults (not under your bed)
  • Fully insured and allocated (actually yours, not a paper promise)
  • Spend it anywhere with your TallyMoney debit Mastercard
  • Transfer back to pounds instantly if needed (but why would you?)

We’re not anti-bank because it’s trendy. We’re anti-bank because the current system is rigged against you. Every day you leave money in a “savings” account, you’re funding their profits while your wealth evaporates.

Enter gold: the original currency

Why gold? It’s value is universally acknowledged.

  • It’s not controlled by any single government
  • It can’t be printed or manufactured
  • It’s actually scarce 
  • It requires effort to extract it 
  • It doesn’t rust, decay, or disappear
  • It has remarkable properties

So while the pound’s lost 50% of its value since 2004, gold’s grown by 146% in the last decade alone. While your bank savings got mugged by inflation, gold owners were laughing all the way to… well, not the bank.

But here’s the rub: Traditional gold ownership is a right pain. Buy physical bars? Prepare for storage fees that’ll make your eyes water, insurance premiums that never end, and a 5-10% haircut when you need to sell. Plus, try buying your weekly shop with a gold ingot.
Paper gold ETFs? They’re classed as Tier 3 assets for a reason – that’s financial speak for “risky as hell.” You don’t own gold, you own a promise. A tradeable IOU. And when everyone wants their gold at once? Good luck with that. So you’re stuffed either way: real gold that’s impossible to use, or fake gold that might not be there when you need it.
Until now.

The truth about inflation

How? Well, when politicians overspend (and they invariably do), they need more money to ‘stimulate the economy’. But raising taxes makes voters angry. So what do they do? They fire up the money printer, and boy do they love to print. To give you a sense of the scale, since 2015 the Bank of England has created £520bn out of thin air through “quantitative easing” (electronic money printing) plus £86bn in physical currency. 

Thing is, more pounds in circulation = each pound is worth less. Think about it: In 2004, £100 could buy you a decent night out, theatre tickets, and a cab home. Today? That same £100 barely covers the theatre tickets. Your money didn’t disappear – it was diluted, like someone’s been topping up your whisky with water when you weren’t looking.

The “2% inflation target” they bang on about? That’s them telling you they plan to steal 2% of your wealth every single year. And calling it healthy.

How TallyMoney actually works?

  1. First things first: we’ve got actual gold bullion* (none of that paper-promise nonsense) locked up tight in a Brinks vault in Switzerland. Yeah, those Brinks – the security legends who’ve been protecting valuables since Queen Victoria was on the throne.

  2. You send your pounds to your TallyMoney account (bye-bye, inflation-addicted fiat!).

  3. We use the global gold spot price to instantly turn your currency into its weight in gold. No hidden or fuzzy exchange rates, just the real market gold price + 1.49% gold purchase fee.

  4. Each milligram of your physical gold = 1 tally (we keep it decimal because no one wants to faff about with troy ounces – the specific unit for measuring gold).

  5. That’s it! Your app shows your balance in tally, but remember – those aren’t just numbers on a screen. That’s your solid gold, in milligrams, sitting pretty in Switzerland.
  6. You can now save and spend your gold as you see fit.

*All Tally gold is sourced from LBMA-accredited providers because we’re rebels with a cause… and standards. Instead of tracking the gold price per kg, your money is directly converted based on the real-time global gold spot price.

TallyMoney is 
real money

  1. Store of value
    Your gold sits in a Swiss vault (not getting ‘quantitatively eased’ away)
    Evidenced by 5,000 years of holding its value
    Can’t be inflated by government whim and fingers on the ‘currency print’ button
  2. Medium of exchange
    Spendable at 150+ million shops worldwide (thanks, Mastercard)
    Currency converts instantly at market rates (no sneaky margins)
    Moves as quickly as sending a text 
  3. Unit of account
    1 tally = 1mg of gold. Simple
    Stable enough to actually plan your future with
    Speaks every currency’s language (gold’s kind of a big deal everywhere)

This is why TallyMoney is so much more than just owning Gold – it’s a real financial revolution. We’re not just helping you own gold; we’re bringing back what money was always meant to be. Sound Money for a Brighter Future. Because your hard work and wealth deserve better than being slowly robbed by external forces.

We want you to have real money

  1. A store of value:
    Keeps its value over time
    Insulated from devaluation/inflation
    Actually rare and can’t be created out of thin air
  2. Medium of exchange:
    Easy to use for everyday transactions
    Widely accepted
    Can be transferred efficiently
  3. Unit of account:
    Works like a proper value-measuring stick (imagine if your ruler shrunk every year – mad, right?)
    Splits nicely into useful bits
    Reliable enough to plan your future with

Why does this matter? Because your hard work deserves better than being turned into monopoly money by someone else’s actions. Every time your currency loses value (inflation) its stealing from your past work, which harms your present savings, and your future dreams.