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Gold investment
made easy

Buy LBMA-approved gold bullion in seconds

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  • Best gold exchange rate, no added FX spread or transaction fees
  • Get the global wholesale rate for 1kg bars, irrespective of quantity
  • Fully insured and securely vaulted in Switzerland on your behalf
  • Spend or send the GBP value of your gold instantly
  • Easy-to-use app and Tally Debit Mastercard®
  • Get 50% off the activation fee with promo code GOLD50*

Open a Tally Account today

Pay the one-off £19 activation fee and we’ll credit your account with 200 tally, reducing your fee by more than 50%. Offer available for a limited time only.
Use promo code GOLD50. T&Cs apply.

Pay the one-off £19 activation fee and we’ll credit your account with 200 tally, reducing your fee by more than 50%. Offer available for a limited time only. Use promo code GOLD50. T&Cs apply.
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What our customers say

Meet the founder

TallyMoney’s CEO and Founder, Cameron Parry was so concerned with fiat currencies and fractional reserve banking that he designed a brand new monetary system that protects and benefits the customer, not the bank.

Learn More

What is tally?

Tally is a brand new asset-backed currency. Every 1 tally in your account represents 1 milligram of physical gold, securely vaulted and insured on your behalf.

Why do I need tally?

Because tally is linked to a physical asset, it cannot be devalued by increasing supply (we’re looking at you pounds, euros, dollars). This makes it the only everyday currency that helps you fight inflation and protect the long-term value of your money.

How does tally get its value?

Because each tally is one milligram of physical gold, its value is determined by the price of gold. Relative to GBP (£), the value of tally can rise or fall due to fluctuations in the global gold price.

How does tally work?

When you transfer pounds into your account, your money immediately buys you LBMA-approved gold, securely vaulted in Switzerland on your behalf. Your gold is denominated in ‘tally’ in your online account, so you can use it as everyday money. Save, send, and spend instantly worldwide using your Tally App and Tally Debit Mastercard.

How much does it cost to have a Tally Account?

Unlike banks that profit from hidden fees, high interest charges and risky lending practices, Tally’s fee structure is simple and transparent:

A one-off account activation fee of £19 gives you:

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  • Everyday Account with individual IBAN
  • Tally Debit Mastercard (not a prepaid card)
  • Easy access savings
  • Uncapped balance protection with security trustee

Account keeping fee of 0.9% p.a. covers:

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  • Security
  • Storage
  • Insurance
  • Operational costs

How do I get tally?

Opening a Tally Everyday Account is super easy.

Have your photo ID handy and provide some basic info

Take a quick selfie (not for Instagram)

Pay the one-off £19 account activation fee

Your account is opened in seconds

Have your photo ID handy and provide some basic info

Take a quick selfie (not for Instagram)

Pay the one-off £19 account activation fee

Your account is opened in seconds

*50% off Activation Fee T&Cs

1. A minimum of 50% of the one-off activation fee will be returned via cashback as tally in your Tally Account

2. Offer available to new Tally customers only

3. Promo code required

4. 200 free tally will be gifted within five business days of a successful account activation fee payment

5. Account activation fee payments are only taken once you’ve passed KYC security checks and have been approved for a Tally Account

6. You must be 18 years or older and a UK resident to open a Tally Account

7. If you close your Tally Account during the 14-day cooling-off period, 200 tally will be deducted from your returned activation fee

8. Offer available for a limited time only at the discretion of TallyMoney

9. tally (t) relative to GBP (£) fluctuates in line with the gold price

Real World Examples

  1. Fancy a coffee? Use your TallyMoney Mastercard. Boom – paid. (Yes, you’re buying a flat white with gold. How amazing is that?)

  2. Need cash? Use any Mastercard ATM worldwide or spend across the globe. ZERO fees from us, ZERO markup. (When you spend or withdraw, your gold converts instantly at the global spot price. No catches, no hidden charges – just straight-up Mastercard exchange rates. Because your money shouldn’t cost you… more money.)

  3. Want some money back in your bank? Just tap ‘transfer’ in the app. (Though after a while, you might wonder why you’d want to…)

    Zero faff. Zero waiting. Zero fees when you spend tally.

Meet Cameron Parry

Meet the guy who wouldn’t accept being trapped in a ‘heads they win, tales we lose’ government-run monetary system that protects and benefits the financial institutions, to the detriment of the public. Where people’s deposits are constantly at risk, and losing value through inflation caused by central bankers and politicians.

If necessity is the mother of invention, then frustration may be the roommate’s cousin of motivation. In any case, he decided to stop getting mad and start a new monetary system with sound money. Where deposits serve the depositor, where savings build wealth for savers, and transactions are made in a familiar way. And he called it TallyMoney.

TallyMoney: Gold upgraded

With TallyMoney:

  • Your pounds instantly become physical gold (1 tally = 1mg of real gold)
    Stored in Swiss vaults (not under your bed)
  • Fully insured and allocated (actually yours, not a paper promise)
  • Spend it anywhere with your TallyMoney debit Mastercard
  • Transfer back to pounds instantly if needed (but why would you?)

We’re not anti-bank because it’s trendy. We’re anti-bank because the current system is rigged against you. Every day you leave money in a “savings” account, you’re funding their profits while your wealth evaporates.

Enter gold: the original currency

Why gold? It’s value is universally acknowledged.

  • It’s not controlled by any single government
  • It can’t be printed or manufactured
  • It’s actually scarce 
  • It requires effort to extract it 
  • It doesn’t rust, decay, or disappear
  • It has remarkable properties

So while the pound’s lost 50% of its value since 2004, gold’s grown by 146% in the last decade alone. While your bank savings got mugged by inflation, gold owners were laughing all the way to… well, not the bank.

But here’s the rub: Traditional gold ownership is a right pain. Buy physical bars? Prepare for storage fees that’ll make your eyes water, insurance premiums that never end, and a 5-10% haircut when you need to sell. Plus, try buying your weekly shop with a gold ingot.
Paper gold ETFs? They’re classed as Tier 3 assets for a reason – that’s financial speak for “risky as hell.” You don’t own gold, you own a promise. A tradeable IOU. And when everyone wants their gold at once? Good luck with that. So you’re stuffed either way: real gold that’s impossible to use, or fake gold that might not be there when you need it.
Until now.

The truth about inflation

How? Well, when politicians overspend (and they invariably do), they need more money to ‘stimulate the economy’. But raising taxes makes voters angry. So what do they do? They fire up the money printer, and boy do they love to print. To give you a sense of the scale, since 2015 the Bank of England has created £520bn out of thin air through “quantitative easing” (electronic money printing) plus £86bn in physical currency. 

Thing is, more pounds in circulation = each pound is worth less. Think about it: In 2004, £100 could buy you a decent night out, theatre tickets, and a cab home. Today? That same £100 barely covers the theatre tickets. Your money didn’t disappear – it was diluted, like someone’s been topping up your whisky with water when you weren’t looking.

The “2% inflation target” they bang on about? That’s them telling you they plan to steal 2% of your wealth every single year. And calling it healthy.

How TallyMoney actually works?

  1. First things first: we’ve got actual gold bullion* (none of that paper-promise nonsense) locked up tight in a Brinks vault in Switzerland. Yeah, those Brinks – the security legends who’ve been protecting valuables since Queen Victoria was on the throne.

  2. You send your pounds to your TallyMoney account (bye-bye, inflation-addicted fiat!).

  3. We use the global gold spot price to instantly turn your currency into its weight in gold. No hidden or fuzzy exchange rates, just the real market gold price + 1.49% gold purchase fee.

  4. Each milligram of your physical gold = 1 tally (we keep it decimal because no one wants to faff about with troy ounces – the specific unit for measuring gold).

  5. That’s it! Your app shows your balance in tally, but remember – those aren’t just numbers on a screen. That’s your solid gold, in milligrams, sitting pretty in Switzerland.
  6. You can now save and spend your gold as you see fit.

*All Tally gold is sourced from LBMA-accredited providers because we’re rebels with a cause… and standards. Instead of tracking the gold price per kg, your money is directly converted based on the real-time global gold spot price.

TallyMoney is 
real money

  1. Store of value
    Your gold sits in a Swiss vault (not getting ‘quantitatively eased’ away)
    Evidenced by 5,000 years of holding its value
    Can’t be inflated by government whim and fingers on the ‘currency print’ button
  2. Medium of exchange
    Spendable at 150+ million shops worldwide (thanks, Mastercard)
    Currency converts instantly at market rates (no sneaky margins)
    Moves as quickly as sending a text 
  3. Unit of account
    1 tally = 1mg of gold. Simple
    Stable enough to actually plan your future with
    Speaks every currency’s language (gold’s kind of a big deal everywhere)

This is why TallyMoney is so much more than just owning Gold – it’s a real financial revolution. We’re not just helping you own gold; we’re bringing back what money was always meant to be. Sound Money for a Brighter Future. Because your hard work and wealth deserve better than being slowly robbed by external forces.

We want you to have real money

  1. A store of value:
    Keeps its value over time
    Insulated from devaluation/inflation
    Actually rare and can’t be created out of thin air
  2. Medium of exchange:
    Easy to use for everyday transactions
    Widely accepted
    Can be transferred efficiently
  3. Unit of account:
    Works like a proper value-measuring stick (imagine if your ruler shrunk every year – mad, right?)
    Splits nicely into useful bits
    Reliable enough to plan your future with

Why does this matter? Because your hard work deserves better than being turned into monopoly money by someone else’s actions. Every time your currency loses value (inflation) its stealing from your past work, which harms your present savings, and your future dreams.