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2026 financial resolutions: how gold can support smarter saving

As we head into 2026, many people are making resolutions to get fitter, eat healthier, or build better habits. But there’s one area that is often overlooked – financial fitness. With gold’s price surging in response to inflation, investing in gold might just be the best new years resolution of them all.

If the last few years have taught us anything, it’s that saving money in pounds isn’t working. Inflation is persistent, and reckless government spending continues to erode the value of the pound.

But there’s an obvious solution – invest in gold and make inflation work in your favour.

With national debts around the world at all time highs, and central banks increasing the money supply at unprecedented levels, gold’s growth could continue for many years to come. With this in mind, investing in gold is the easiest way to get ahead financially in 2026.

Gold: How It Started vs How It’s Going…

While the pound has struggled under the weight of inflation, gold has continued doing what it does best: protecting purchasing power and rewarding savers. Let’s review gold’s performance:

  • 26% growth over the last 6 months
  • 50% growth over the last 1 year
  • 114% growth over the last 3 years
  • 130% growth over the last 5 years

Meanwhile, traditional bank accounts (even the best performing ISA accounts) only offer about 4.5% interest per year at best. And with UK inflation (CPIH) currently at around 3.9%, the pounds sitting in your bank are barely growing at all. 

What’s worse, new data shows that there are 6.4 million current accounts in the UK with £10k+. That’s a lot of money earning no interest at all. If this is you, you could be getting a significantly better return by simply investing in gold.

Let’s Do The Maths

In the age of technology, investing in gold doesn’t have to mean buying gold coins or bars that you then have to store and insure yourself. A TallyMoney account is as familiar as your bank account. The big difference is that the pounds you put into Tally convert into real, LBMA-accredited gold – fully insured and stored in high security Swiss vaults on your behalf. The best part? You get a Tally Debit Mastercard® which lets you spend your money whenever you want, worldwide.

So let’s examine how much further your money would go today if you’d been holding it in a TallyMoney account instead of your regular bank account.

📍 Holiday Packages: 

  • In August 2024, the average package holiday cost £1,196.
  • If you saved that amount in TallyMoney from 1 August 2024, it would have grown significantly by 1 August 2025.
  • Despite holiday prices rising 4.63% during that time, you’d now save around £387 per person 
  • That’s a 32.36% discount in real terms on your family holiday – nearly a third off.

📱 The iPhone 17 Pro: 

  • The iPhone 16 Pro launched at £999 in September 2024.
  • If you had put £999 into TallyMoney on launch day instead of buying the phone immediately, it would now be worth around £1,608 (as of 1 December 2025).
  • The new iPhone 17 Pro costs about £1,099 today.
  • Your return of £609 from using TallyMoney, means the new iPhone 17 Pro would effectively cost you just £490.

🛒 Everyday Essentials:

  • A £100 basket of essentials in 2020 now costs £135.60 in 2025.
  • Meanwhile, £100 put into TallyMoney in 2020 would be worth £185.38 today.

TallyMoney Makes You Financially Fit

With gold’s growth looking likely to continue, TallyMoney could be the best new years resolution you make. Instead of queuing to buy physical gold that you can’t spend on anything, you can create your TallyMoney account in minutes and own gold that you can actually spend.

With TallyMoney, you get:

  • Real LBMA-accredited gold, securely stored and insured on your behalf
  • Instant conversion from pounds into gold
  • A TallyMoney debit Mastercard®, letting you spend your gold whenever you want, worldwide.
  • An easy-to-use app so you can manage your finances from your phone
  • World class, UK-based customer support

If you’re fed up with inflation and reckless government spending, TallyMoney is your alternative. Instead of taking inflation ‘on the chin’, TallyMoney makes inflation work in your favour. 

Open your TallyMoney account now and make a new years resolution your future self will thank you for.

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Real World Examples

  1. Fancy a coffee? Use your TallyMoney Mastercard. Boom – paid. (Yes, you’re buying a flat white with gold. How amazing is that?)

  2. Need cash? Use any Mastercard ATM worldwide or spend across the globe. ZERO fees from us, ZERO markup. (When you spend or withdraw, your gold converts instantly at the global spot price. No catches, no hidden charges – just straight-up Mastercard exchange rates. Because your money shouldn’t cost you… more money.)

  3. Want some money back in your bank? Just tap ‘transfer’ in the app. (Though after a while, you might wonder why you’d want to…)

    Zero faff. Zero waiting. Zero fees when you spend tally.

Meet Cameron Parry

Meet the guy who wouldn’t accept being trapped in a ‘heads they win, tales we lose’ government-run monetary system that protects and benefits the financial institutions, to the detriment of the public. Where people’s deposits are constantly at risk, and losing value through inflation caused by central bankers and politicians.

If necessity is the mother of invention, then frustration may be the roommate’s cousin of motivation. In any case, he decided to stop getting mad and start a new monetary system with sound money. Where deposits serve the depositor, where savings build wealth for savers, and transactions are made in a familiar way. And he called it TallyMoney.

TallyMoney: Gold upgraded

With TallyMoney:

  • Your pounds instantly become physical gold (1 tally = 1mg of real gold)
    Stored in Swiss vaults (not under your bed)
  • Fully insured and allocated (actually yours, not a paper promise)
  • Spend it anywhere with your TallyMoney debit Mastercard
  • Transfer back to pounds instantly if needed (but why would you?)

We’re not anti-bank because it’s trendy. We’re anti-bank because the current system is rigged against you. Every day you leave money in a “savings” account, you’re funding their profits while your wealth evaporates.

Enter gold: the original currency

Why gold? It’s value is universally acknowledged.

  • It’s not controlled by any single government
  • It can’t be printed or manufactured
  • It’s actually scarce 
  • It requires effort to extract it 
  • It doesn’t rust, decay, or disappear
  • It has remarkable properties

So while the pound’s lost 50% of its value since 2004, gold’s grown by 146% in the last decade alone. While your bank savings got mugged by inflation, gold owners were laughing all the way to… well, not the bank.

But here’s the rub: Traditional gold ownership is a right pain. Buy physical bars? Prepare for storage fees that’ll make your eyes water, insurance premiums that never end, and a 5-10% haircut when you need to sell. Plus, try buying your weekly shop with a gold ingot.
Paper gold ETFs? They’re classed as Tier 3 assets for a reason – that’s financial speak for “risky as hell.” You don’t own gold, you own a promise. A tradeable IOU. And when everyone wants their gold at once? Good luck with that. So you’re stuffed either way: real gold that’s impossible to use, or fake gold that might not be there when you need it.
Until now.

The truth about inflation

How? Well, when politicians overspend (and they invariably do), they need more money to ‘stimulate the economy’. But raising taxes makes voters angry. So what do they do? They fire up the money printer, and boy do they love to print. To give you a sense of the scale, since 2015 the Bank of England has created £520bn out of thin air through “quantitative easing” (electronic money printing) plus £86bn in physical currency. 

Thing is, more pounds in circulation = each pound is worth less. Think about it: In 2004, £100 could buy you a decent night out, theatre tickets, and a cab home. Today? That same £100 barely covers the theatre tickets. Your money didn’t disappear – it was diluted, like someone’s been topping up your whisky with water when you weren’t looking.

The “2% inflation target” they bang on about? That’s them telling you they plan to steal 2% of your wealth every single year. And calling it healthy.

How TallyMoney actually works?

  1. First things first: we’ve got actual gold bullion* (none of that paper-promise nonsense) locked up tight in a Brinks vault in Switzerland. Yeah, those Brinks – the security legends who’ve been protecting valuables since Queen Victoria was on the throne.

  2. You send your pounds to your TallyMoney account (bye-bye, inflation-addicted fiat!).

  3. We use the global gold spot price to instantly turn your currency into its weight in gold. No hidden or fuzzy exchange rates, just the real market gold price + 1.49% gold purchase fee.

  4. Each milligram of your physical gold = 1 tally (we keep it decimal because no one wants to faff about with troy ounces – the specific unit for measuring gold).

  5. That’s it! Your app shows your balance in tally, but remember – those aren’t just numbers on a screen. That’s your solid gold, in milligrams, sitting pretty in Switzerland.
  6. You can now save and spend your gold as you see fit.

*All Tally gold is sourced from LBMA-accredited providers because we’re rebels with a cause… and standards. Instead of tracking the gold price per kg, your money is directly converted based on the real-time global gold spot price.

TallyMoney is 
real money

  1. Store of value
    Your gold sits in a Swiss vault (not getting ‘quantitatively eased’ away)
    Evidenced by 5,000 years of holding its value
    Can’t be inflated by government whim and fingers on the ‘currency print’ button
  2. Medium of exchange
    Spendable at 150+ million shops worldwide (thanks, Mastercard)
    Currency converts instantly at market rates (no sneaky margins)
    Moves as quickly as sending a text 
  3. Unit of account
    1 tally = 1mg of gold. Simple
    Stable enough to actually plan your future with
    Speaks every currency’s language (gold’s kind of a big deal everywhere)

This is why TallyMoney is so much more than just owning Gold – it’s a real financial revolution. We’re not just helping you own gold; we’re bringing back what money was always meant to be. Sound Money for a Brighter Future. Because your hard work and wealth deserve better than being slowly robbed by external forces.

We want you to have real money

  1. A store of value:
    Keeps its value over time
    Insulated from devaluation/inflation
    Actually rare and can’t be created out of thin air
  2. Medium of exchange:
    Easy to use for everyday transactions
    Widely accepted
    Can be transferred efficiently
  3. Unit of account:
    Works like a proper value-measuring stick (imagine if your ruler shrunk every year – mad, right?)
    Splits nicely into useful bits
    Reliable enough to plan your future with

Why does this matter? Because your hard work deserves better than being turned into monopoly money by someone else’s actions. Every time your currency loses value (inflation) its stealing from your past work, which harms your present savings, and your future dreams.