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Where is my gold? Discover the truth about real ownership

Why asking “Where is my gold?” really matters

Gold is meant to be the safe haven. The thing you turn to when markets wobble, currencies lose purchasing power, or when you just want your hard-earned money to hold its value.

Here’s a question most digital gold owners never stop to ask: “Where is my gold, really?”

If you’ve bought into an ETF, downloaded a digital gold app, or signed up to a flashy-looking tokenised platform, chances are the answer is… you’re not quite sure.

In a world filled with synthetic financial products and vague terms of service, having a direct line between your money and your asset is more important than ever.

TallyMoney was built to remove this ambiguity – to make ownership as clear and user-controlled as it should be.

With TallyMoney, you own physical gold

Every single tally in your TallyMoney account equals one milligram of real, physical gold – not a share in an ETF, not a digital token, and not a derivative or IOU.

  • Bought through LBMA-accredited brokers
  • It’s stored securely with Brinks® in Zurich, Switzerland
  • It’s 100% insured against theft and damage
  • And, crucially, you own it – not Tally, not a trust, not a pooled investment vehicle

Not just safe – independently verified

Unlike some platforms that rely on vague auditing promises or internal reporting, TallyMoney uses a robust process to ensure gold accountability.

We perform daily reconciliation operations to match the total weight of gold in the vault with the amount of tally in issue. This ensures every unit remains fully backed by physical gold.

Additionally, this reconciliation process is independently audited on a quarterly basis by PKF Littlejohn LLP, a leading UK audit firm, for further assurance.

When you check your TallyMoney balance, you’re not viewing a derivative or digital proxy. You’re seeing a precise measure of physical metal, personally allocated to you and verified through consistent checks and external audits.

Where exactly is your gold stored?

When people ask “Where is my gold?”, most platforms respond with something vague, like “held on behalf of the fund” or “stored by a third-party custodian.” But the real question is:

Can you see where it is, who owns it, and what happens to it if things go wrong?

Let’s compare how gold is stored (or not) across popular options:

Gold options table

TallyMoney wins on clarity, custody, and contingency:

  • Your asset is held securely in Switzerland, outside the banking system.
  • It’s 100% insured against theft or loss.
  • Your holdings are reconciled daily, with quarterly independent audits confirming the accuracy of those records.
  • And if anything happens? A UK-based, FCA-regulated trustee ensures your gold’s value is returned.

With TallyMoney, ownership is not an illusion – it’s a contract.

 

Final Thought: If You Don’t Know Where It Is, Do You Really Own It?

Gold is meant to offer certainty in uncertain times. But if your gold is tied to vague ETFs, unregulated tokens, or promises buried in terms and conditions, then it may not offer the peace of mind you’re hoping for.

TallyMoney delivers gold ownership you can understand, control, and trust. You can spend it, convert it, or hold it – knowing exactly where it is and who it belongs to.

Want to actually know where your asset is? Open your TallyMoney Account and protect your savings today.

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Real World Examples

  1. Fancy a coffee? Use your TallyMoney Mastercard. Boom – paid. (Yes, you’re buying a flat white with gold. How amazing is that?)

  2. Need cash? Use any Mastercard ATM worldwide or spend across the globe. ZERO fees from us, ZERO markup. (When you spend or withdraw, your gold converts instantly at the global spot price. No catches, no hidden charges – just straight-up Mastercard exchange rates. Because your money shouldn’t cost you… more money.)

  3. Want some money back in your bank? Just tap ‘transfer’ in the app. (Though after a while, you might wonder why you’d want to…)

    Zero faff. Zero waiting. Zero fees when you spend tally.

Meet Cameron Parry

Meet the guy who wouldn’t accept being trapped in a ‘heads they win, tales we lose’ government-run monetary system that protects and benefits the financial institutions, to the detriment of the public. Where people’s deposits are constantly at risk, and losing value through inflation caused by central bankers and politicians.

If necessity is the mother of invention, then frustration may be the roommate’s cousin of motivation. In any case, he decided to stop getting mad and start a new monetary system with sound money. Where deposits serve the depositor, where savings build wealth for savers, and transactions are made in a familiar way. And he called it TallyMoney.

TallyMoney: Gold upgraded

With TallyMoney:

  • Your pounds instantly become physical gold (1 tally = 1mg of real gold)
    Stored in Swiss vaults (not under your bed)
  • Fully insured and allocated (actually yours, not a paper promise)
  • Spend it anywhere with your TallyMoney debit Mastercard
  • Transfer back to pounds instantly if needed (but why would you?)

We’re not anti-bank because it’s trendy. We’re anti-bank because the current system is rigged against you. Every day you leave money in a “savings” account, you’re funding their profits while your wealth evaporates.

Enter gold: the original currency

Why gold? It’s value is universally acknowledged.

  • It’s not controlled by any single government
  • It can’t be printed or manufactured
  • It’s actually scarce 
  • It requires effort to extract it 
  • It doesn’t rust, decay, or disappear
  • It has remarkable properties

So while the pound’s lost 50% of its value since 2004, gold’s grown by 146% in the last decade alone. While your bank savings got mugged by inflation, gold owners were laughing all the way to… well, not the bank.

But here’s the rub: Traditional gold ownership is a right pain. Buy physical bars? Prepare for storage fees that’ll make your eyes water, insurance premiums that never end, and a 5-10% haircut when you need to sell. Plus, try buying your weekly shop with a gold ingot.
Paper gold ETFs? They’re classed as Tier 3 assets for a reason – that’s financial speak for “risky as hell.” You don’t own gold, you own a promise. A tradeable IOU. And when everyone wants their gold at once? Good luck with that. So you’re stuffed either way: real gold that’s impossible to use, or fake gold that might not be there when you need it.
Until now.

The truth about inflation

How? Well, when politicians overspend (and they invariably do), they need more money to ‘stimulate the economy’. But raising taxes makes voters angry. So what do they do? They fire up the money printer, and boy do they love to print. To give you a sense of the scale, since 2015 the Bank of England has created £520bn out of thin air through “quantitative easing” (electronic money printing) plus £86bn in physical currency. 

Thing is, more pounds in circulation = each pound is worth less. Think about it: In 2004, £100 could buy you a decent night out, theatre tickets, and a cab home. Today? That same £100 barely covers the theatre tickets. Your money didn’t disappear – it was diluted, like someone’s been topping up your whisky with water when you weren’t looking.

The “2% inflation target” they bang on about? That’s them telling you they plan to steal 2% of your wealth every single year. And calling it healthy.

How TallyMoney actually works?

  1. First things first: we’ve got actual gold bullion* (none of that paper-promise nonsense) locked up tight in a Brinks vault in Switzerland. Yeah, those Brinks – the security legends who’ve been protecting valuables since Queen Victoria was on the throne.

  2. You send your pounds to your TallyMoney account (bye-bye, inflation-addicted fiat!).

  3. We use the global gold spot price to instantly turn your currency into its weight in gold. No hidden or fuzzy exchange rates, just the real market gold price + 1.49% gold purchase fee.

  4. Each milligram of your physical gold = 1 tally (we keep it decimal because no one wants to faff about with troy ounces – the specific unit for measuring gold).

  5. That’s it! Your app shows your balance in tally, but remember – those aren’t just numbers on a screen. That’s your solid gold, in milligrams, sitting pretty in Switzerland.
  6. You can now save and spend your gold as you see fit.

*All Tally gold is sourced from LBMA-accredited providers because we’re rebels with a cause… and standards. Instead of tracking the gold price per kg, your money is directly converted based on the real-time global gold spot price.

TallyMoney is 
real money

  1. Store of value
    Your gold sits in a Swiss vault (not getting ‘quantitatively eased’ away)
    Evidenced by 5,000 years of holding its value
    Can’t be inflated by government whim and fingers on the ‘currency print’ button
  2. Medium of exchange
    Spendable at 150+ million shops worldwide (thanks, Mastercard)
    Currency converts instantly at market rates (no sneaky margins)
    Moves as quickly as sending a text 
  3. Unit of account
    1 tally = 1mg of gold. Simple
    Stable enough to actually plan your future with
    Speaks every currency’s language (gold’s kind of a big deal everywhere)

This is why TallyMoney is so much more than just owning Gold – it’s a real financial revolution. We’re not just helping you own gold; we’re bringing back what money was always meant to be. Sound Money for a Brighter Future. Because your hard work and wealth deserve better than being slowly robbed by external forces.

We want you to have real money

  1. A store of value:
    Keeps its value over time
    Insulated from devaluation/inflation
    Actually rare and can’t be created out of thin air
  2. Medium of exchange:
    Easy to use for everyday transactions
    Widely accepted
    Can be transferred efficiently
  3. Unit of account:
    Works like a proper value-measuring stick (imagine if your ruler shrunk every year – mad, right?)
    Splits nicely into useful bits
    Reliable enough to plan your future with

Why does this matter? Because your hard work deserves better than being turned into monopoly money by someone else’s actions. Every time your currency loses value (inflation) its stealing from your past work, which harms your present savings, and your future dreams.