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Protecting your TallyMoney Account starts with simple habits

Financial scams aren’t slowing down. In fact, they’re becoming more convincing, more targeted, and more frequent.

According to UK Finance, criminals stole over £1.1 billion through fraud in recent years, with authorised push payment scams and impersonation fraud continuing to rise. Meanwhile, Action Fraud reports tens of thousands of phishing and smishing cases every year, often targeting banking and financial app users. 

The uncomfortable truth? No financial provider is immune from scammers trying their luck.

That’s why protecting your TallyMoney account isn’t just about technology. It’s about awareness, habits, and knowing what we will – and will never – ask you to do.

Let’s break it down.

 

The most common financial scams affecting UK account holders

Before we talk specifically about protecting your TallyMoney account, it helps to understand how scams typically work.

Most fraud attempts fall into a few predictable categories:

1. Impersonation scams

Someone claims to be from your bank, a delivery company, or even TallyMoney. They create urgency:

  • “Your account has been compromised.”
  • “We need to verify your identity immediately.”
  • “Suspicious transaction detected – act now.”

The goal? To make you panic and hand over sensitive details.

2. Phishing emails and text messages

These messages often look legitimate. Logos, branding, and language can appear convincing.

They may:

  • Ask you to click a link
  • Direct you to a fake login page
  • Request a security code

But the link leads to a fraudulent site designed to capture your information.

3. Remote access scams

Fraudsters may ask you to install software that gives them control over your device. Once installed, they can view screens, access apps, and potentially initiate transactions.

If anyone ever asks you to install remote-access software to “fix” an issue – that’s a red flag.

 

What TallyMoney will never ask you for

Protecting your TallyMoney account begins with knowing the non-negotiables.

There are certain things we will never ask you to share, under any circumstances.

We will never ask for:

  • Your full TallyMoney card number
  • Your password or login details
  • Your One-Time Passcode (OTP) – the temporary security code sent to your phone or email
  • Remote access to your device
  • Installation of third-party apps for “verification”

If anyone asks for these details, it is a scam!

No legitimate member of the TallyMoney team will request them. Ever.

If something feels unusual, pause and contact us directly through official channels.

When it comes to protecting your TallyMoney account, clarity is your first line of defence.

 

Use in-app security features to strengthen protection

Technology plays a role too. TallyMoney provides built-in tools designed to help you respond quickly if something doesn’t look right.

Turn on app notifications

Instant notifications allow you to see activity as it happens. If a transaction appears that you don’t recognise, you can act immediately.

Enable biometric login

Face ID or fingerprint login adds another layer of protection beyond your password. It’s quick, secure, and reduces the risk of someone accessing your account if they know your login details.

Freeze your card instantly

If you notice unusual activity, you can freeze your TallyMoney card immediately within the app.

There’s no waiting on hold. No delay.

Fast action is key when protecting your TallyMoney account.

 

Smart digital habits that protect your account

Security doesn’t stop with the app. Your daily habits matter just as much.

Here are simple but effective practices every account holder should follow:

Use a strong, unique password

Avoid reusing passwords from email accounts or other services. If one platform is compromised, reused credentials make it easier for scammers to access others.

A strong password should:

  • Be long
  • Include a mix of letters, numbers, and symbols
  • Not contain personal information

Check your account regularly

Routine checks help you spot unfamiliar transactions early. The faster you detect suspicious activity, the easier it is to respond.

Be cautious of urgency

Scammers rely on pressure.

Unexpected call?

Unfamiliar text?

Email demanding immediate action?

Slow down. Verify independently.

Download apps only from official stores

Only use recognised app stores to avoid malware.

Keep devices updated

Software updates often contain important security patches. Delaying them can leave vulnerabilities open.

When it comes to protecting your TallyMoney account, consistency beats complexity.

 

Why awareness matters even more with digital gold

TallyMoney gives you digital access to physical gold. Each tally® represents 1 milligram of physical gold you own, securely stored and fully insured.

While the gold itself is securely held, access to your account is digital, just like any financial app.

That means personal security habits remain essential.

Protecting your TallyMoney account protects:

  • Your spending power
  • Your gold holdings
  • Your financial independence

Scammers target convenience. They exploit distraction. They prey on urgency.

But informed users are significantly harder to deceive.

 

See something unusual? Act fast

If you notice suspicious activity on your TallyMoney account:

  1. Freeze your card immediately in the app
  2. Contact our support team through official channels
  3. Do not engage further with suspicious messages

Acting quickly can prevent further loss.

Staying alert doesn’t mean living in fear. It means understanding how scams work and making smart decisions.

 

The bottom line

Online fraud is becoming more sophisticated across the UK. But protecting your TallyMoney account doesn’t require technical expertise.

It comes down to:

  • Knowing what we will never ask you
  • Using in-app security tools
  • Maintaining simple digital habits
  • Acting quickly if something feels wrong

Security is a shared responsibility.

And staying alert helps keep your TallyMoney account safe.

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Real World Examples

  1. Fancy a coffee? Use your TallyMoney Mastercard. Boom – paid. (Yes, you’re buying a flat white with gold. How amazing is that?)
  2. Need cash? Use any Mastercard ATM worldwide or spend across the globe. ZERO fees from us, ZERO markup. (When you spend or withdraw, your gold converts instantly at the global spot price. No catches, no hidden charges – just straight-up Mastercard exchange rates. Because your money shouldn’t cost you… more money.)
  3. Want some money back in your bank? Just tap ‘transfer’ in the app. (Though after a while, you might wonder why you’d want to…)

    Zero faff. Zero waiting. Zero fees when you spend tally.

Meet Cameron Parry

Meet the guy who wouldn’t accept being trapped in a ‘heads they win, tales we lose’ government-run monetary system that protects and benefits the financial institutions, to the detriment of the public. Where people’s deposits are constantly at risk, and losing value through inflation caused by central bankers and politicians.

If necessity is the mother of invention, then frustration may be the roommate’s cousin of motivation. In any case, he decided to stop getting mad and start a new monetary system with sound money. Where deposits serve the depositor, where savings build wealth for savers, and transactions are made in a familiar way. And he called it TallyMoney.

TallyMoney: Gold upgraded

With TallyMoney:

  • Your pounds instantly become physical gold (1 tally = 1mg of real gold)
    Stored in Swiss vaults (not under your bed)
  • Fully insured and allocated (actually yours, not a paper promise)
  • Spend it anywhere with your TallyMoney debit Mastercard
  • Transfer back to pounds instantly if needed (but why would you?)

We’re not anti-bank because it’s trendy. We’re anti-bank because the current system is rigged against you. Every day you leave money in a “savings” account, you’re funding their profits while your wealth evaporates.

Enter gold: the original currency

Why gold? It’s value is universally acknowledged.

  • It’s not controlled by any single government
  • It can’t be printed or manufactured
  • It’s actually scarce 
  • It requires effort to extract it 
  • It doesn’t rust, decay, or disappear
  • It has remarkable properties

So while the pound’s lost 50% of its value since 2004, gold’s grown by 146% in the last decade alone. While your bank savings got mugged by inflation, gold owners were laughing all the way to… well, not the bank.

But here’s the rub: Traditional gold ownership is a right pain. Buy physical bars? Prepare for storage fees that’ll make your eyes water, insurance premiums that never end, and a 5-10% haircut when you need to sell. Plus, try buying your weekly shop with a gold ingot.
Paper gold ETFs? They’re classed as Tier 3 assets for a reason – that’s financial speak for “risky as hell.” You don’t own gold, you own a promise. A tradeable IOU. And when everyone wants their gold at once? Good luck with that. So you’re stuffed either way: real gold that’s impossible to use, or fake gold that might not be there when you need it.
Until now.

The truth about inflation

How? Well, when politicians overspend (and they invariably do), they need more money to ‘stimulate the economy’. But raising taxes makes voters angry. So what do they do? They fire up the money printer, and boy do they love to print. To give you a sense of the scale, since 2015 the Bank of England has created £520bn out of thin air through “quantitative easing” (electronic money printing) plus £86bn in physical currency. 

Thing is, more pounds in circulation = each pound is worth less. Think about it: In 2004, £100 could buy you a decent night out, theatre tickets, and a cab home. Today? That same £100 barely covers the theatre tickets. Your money didn’t disappear – it was diluted, like someone’s been topping up your whisky with water when you weren’t looking.

The “2% inflation target” they bang on about? That’s them telling you they plan to steal 2% of your wealth every single year. And calling it healthy.

How TallyMoney actually works?

  1. First things first: we’ve got actual gold bullion* (none of that paper-promise nonsense) locked up tight in a Brinks vault in Switzerland. Yeah, those Brinks – the security legends who’ve been protecting valuables since Queen Victoria was on the throne.
  2. You send your pounds to your TallyMoney account (bye-bye, inflation-addicted fiat!).
  3. We use the global gold spot price to instantly turn your currency into its weight in gold. No hidden or fuzzy exchange rates, just the real market gold price + 1.49% gold purchase fee.
  4. Each milligram of your physical gold = 1 tally (we keep it decimal because no one wants to faff about with troy ounces – the specific unit for measuring gold).
  5. That’s it! Your app shows your balance in tally, but remember – those aren’t just numbers on a screen. That’s your solid gold, in milligrams, sitting pretty in Switzerland.
  6. You can now save and spend your gold as you see fit.

*All Tally gold is sourced from LBMA-accredited providers because we’re rebels with a cause… and standards. Instead of tracking the gold price per kg, your money is directly converted based on the real-time global gold spot price.

TallyMoney is real money

  1. Store of value
    Your gold sits in a Swiss vault (not getting ‘quantitatively eased’ away)
    Evidenced by 5,000 years of holding its value
    Can’t be inflated by government whim and fingers on the ‘currency print’ button
  2. Medium of exchange
    Spendable at 150+ million shops worldwide (thanks, Mastercard)
    Currency converts instantly at market rates (no sneaky margins)
    Moves as quickly as sending a text 
  3. Unit of account
    1 tally = 1mg of gold. Simple
    Stable enough to actually plan your future with
    Speaks every currency’s language (gold’s kind of a big deal everywhere)

This is why TallyMoney is so much more than just owning Gold – it’s a real financial revolution. We’re not just helping you own gold; we’re bringing back what money was always meant to be. Sound Money for a Brighter Future. Because your hard work and wealth deserve better than being slowly robbed by external forces.

We want you to have real money

  1. A store of value:
    Keeps its value over time
    Insulated from devaluation/inflation
    Actually rare and can’t be created out of thin air
  2. Medium of exchange:
    Easy to use for everyday transactions
    Widely accepted
    Can be transferred efficiently
  3. Unit of account:
    Works like a proper value-measuring stick (imagine if your ruler shrunk every year – mad, right?)
    Splits nicely into useful bits
    Reliable enough to plan your future with

Why does this matter? Because your hard work deserves better than being turned into monopoly money by someone else’s actions. Every time your currency loses value (inflation) its stealing from your past work, which harms your present savings, and your future dreams.