Saving in gold is easy with these 5 simple steps

We’ve made opening an account with TallyMoney easy. Really easy.

Just grab your mobile… follow the five steps below… and within minutes you could be saving and spending with actual, physical gold.

Complete control of your savings and inflation-busting returns in exchange for the time and effort it takes to make a cup of tea?

We’d say that’s a good deal.

So put the kettle on, and let’s take a look at what you need to do…

Step 1) Download TallyMoney App

First things first, you need to download our app—the new home for your savings.

Just visit our website here on your phone: www.tallymoney.com

Click “Get Tally.”

And you’ll be directed to the download page on your mobile device.

Alternatively, you can just search “TallyMoney” on your app store of choice. Whatever’s easiest.

Step 2) Tell us about yourself

Now you’ve installed the app, it’s time to set up your account.

Start by clicking “Open account” on the home screen.

Enter your mobile number and email, confirming both using the security codes we’ll send you.

Read our terms and conditions and click “agree” when you’re happy.

Then set your 4-digit passcode and enable facial recognition if you wish.

That’s the security stuff done. Now it’s time to tell us about you.

Enter your title, forename, surname, and date of birth before confirming your address. 

Just like that, we’re halfway through.

Step 3) Verify your identity

As you’d expect, we need to make sure it’s actually you signing up for your account. So next, we’ll quickly verify your identity.

No need to meet in person—it’s 2024, after all. All you have to do is use your phone camera to provide evidence of a valid driver’s licence, passport, or EU national identity card.

The on-screen instructions will tell you what we need, whatever option you choose.

Next, we need a selfie so we can put a face to a name. But please don’t say cheese! We need the picture to match your ID.

After you’ve submitted your mugshot, take a look through our account fees and user agreement and click “agree” once you’re happy.

Now go and check on the brew while we quickly verify your identity—make sure you put the milk in before the water (controversial!).

Step 4) Activate your account

You’re nearly there.

Once we’ve given you the thumbs-up, click “activate my account” and create a secure password so only you can access your savings.

Next, when you’re ready, pop in your bank details of choice so you can pay your one-off £29 account activation fee…

Quickly tell us a bit about how you’re planning to use your account so we can optimise your experience…

And finally, follow the steps on screen to link a bank account so we can be sure where to send those tally to!

That’s it. You’re done!

Step 5) Start using Tally

Now it’s time to have a play with your brand-new TallyMoney account. 

Looks nice, doesn’t it? We hope you like yellow.

From your home screen, you can transfer in money, set up a savings pot (we call them “safes”), add payees and view your balance.

Whatever you do, though, make sure you quickly order your new card by clicking the “card” tab at the bottom of the app.

You have two choices: A virtual card that exists in digital form on your phone and can only be used for online purchases. Or a physical card that works just like your normal bank card, requiring a PIN and activation prior to use.

Choose one of our award winning TallyMoney Debit Mastercards® and start saving and spending as you would normally… just way better.

Continue Reading

How to beat the hidden tax on your savings

Are your savings working for you, or a bank?

Saving strategies: how often should you save?

Let’s get physical: How much gold bullion and printed fiat currency actually exists?

Why Faster Payments aren’t always so fast

How to get a TallyMoney account

Real World Examples

  1. Fancy a coffee? Use your TallyMoney Mastercard. Boom – paid. (Yes, you’re buying a flat white with gold. How amazing is that?)

  2. Need cash? Use any Mastercard ATM worldwide or spend across the globe. ZERO fees from us, ZERO markup. (When you spend or withdraw, your gold converts instantly at the global spot price. No catches, no hidden charges – just straight-up Mastercard exchange rates. Because your money shouldn’t cost you… more money.)

  3. Want some money back in your bank? Just tap ‘transfer’ in the app. (Though after a while, you might wonder why you’d want to…)

    Zero faff. Zero waiting. Zero fees when you spend tally.

Meet Cameron Parry

Meet the guy who wouldn’t accept being trapped in a ‘heads they win, tales we lose’ government-run monetary system that protects and benefits the financial institutions, to the detriment of the public. Where people’s deposits are constantly at risk, and losing value through inflation caused by central bankers and politicians.

If necessity is the mother of invention, then frustration may be the roommate’s cousin of motivation. In any case, he decided to stop getting mad and start a new monetary system with sound money. Where deposits serve the depositor, where savings build wealth for savers, and transactions are made in a familiar way. And he called it TallyMoney.

TallyMoney: Gold upgraded

With TallyMoney:

  • Your pounds instantly become physical gold (1 tally = 1mg of real gold)
    Stored in Swiss vaults (not under your bed)
  • Fully insured and allocated (actually yours, not a paper promise)
  • Spend it anywhere with your TallyMoney debit Mastercard
  • Transfer back to pounds instantly if needed (but why would you?)

We’re not anti-bank because it’s trendy. We’re anti-bank because the current system is rigged against you. Every day you leave money in a “savings” account, you’re funding their profits while your wealth evaporates.

Enter gold: the original currency

Why gold? It’s value is universally acknowledged.

  • It’s not controlled by any single government
  • It can’t be printed or manufactured
  • It’s actually scarce 
  • It requires effort to extract it 
  • It doesn’t rust, decay, or disappear
  • It has remarkable properties

So while the pound’s lost 50% of its value since 2004, gold’s grown by 146% in the last decade alone. While your bank savings got mugged by inflation, gold owners were laughing all the way to… well, not the bank.

But here’s the rub: Traditional gold ownership is a right pain. Buy physical bars? Prepare for storage fees that’ll make your eyes water, insurance premiums that never end, and a 5-10% haircut when you need to sell. Plus, try buying your weekly shop with a gold ingot.
Paper gold ETFs? They’re classed as Tier 3 assets for a reason – that’s financial speak for “risky as hell.” You don’t own gold, you own a promise. A tradeable IOU. And when everyone wants their gold at once? Good luck with that. So you’re stuffed either way: real gold that’s impossible to use, or fake gold that might not be there when you need it.
Until now.

The truth about inflation

How? Well, when politicians overspend (and they invariably do), they need more money to ‘stimulate the economy’. But raising taxes makes voters angry. So what do they do? They fire up the money printer, and boy do they love to print. To give you a sense of the scale, since 2015 the Bank of England has created £520bn out of thin air through “quantitative easing” (electronic money printing) plus £86bn in physical currency. 

Thing is, more pounds in circulation = each pound is worth less. Think about it: In 2004, £100 could buy you a decent night out, theatre tickets, and a cab home. Today? That same £100 barely covers the theatre tickets. Your money didn’t disappear – it was diluted, like someone’s been topping up your whisky with water when you weren’t looking.

The “2% inflation target” they bang on about? That’s them telling you they plan to steal 2% of your wealth every single year. And calling it healthy.

How TallyMoney actually works?

  1. First things first: we’ve got actual gold bullion* (none of that paper-promise nonsense) locked up tight in a Brinks vault in Switzerland. Yeah, those Brinks – the security legends who’ve been protecting valuables since Queen Victoria was on the throne.

  2. You send your pounds to your TallyMoney account (bye-bye, inflation-addicted fiat!).

  3. We use the global gold spot price to instantly turn your currency into its weight in gold. No hidden or fuzzy exchange rates, just the real market gold price + 1.49% gold purchase fee.

  4. Each milligram of your physical gold = 1 tally (we keep it decimal because no one wants to faff about with troy ounces – the specific unit for measuring gold).

  5. That’s it! Your app shows your balance in tally, but remember – those aren’t just numbers on a screen. That’s your solid gold, in milligrams, sitting pretty in Switzerland.
  6. You can now save and spend your gold as you see fit.

*All Tally gold is sourced from LBMA-accredited providers because we’re rebels with a cause… and standards. Instead of tracking the gold price per kg, your money is directly converted based on the real-time global gold spot price.

TallyMoney is 
real money

  1. Store of value
    Your gold sits in a Swiss vault (not getting ‘quantitatively eased’ away)
    Evidenced by 5,000 years of holding its value
    Can’t be inflated by government whim and fingers on the ‘currency print’ button
  2. Medium of exchange
    Spendable at 150+ million shops worldwide (thanks, Mastercard)
    Currency converts instantly at market rates (no sneaky margins)
    Moves as quickly as sending a text 
  3. Unit of account
    1 tally = 1mg of gold. Simple
    Stable enough to actually plan your future with
    Speaks every currency’s language (gold’s kind of a big deal everywhere)

This is why TallyMoney is so much more than just owning Gold – it’s a real financial revolution. We’re not just helping you own gold; we’re bringing back what money was always meant to be. Sound Money for a Brighter Future. Because your hard work and wealth deserve better than being slowly robbed by external forces.

We want you to have real money

  1. A store of value:
    Keeps its value over time
    Insulated from devaluation/inflation
    Actually rare and can’t be created out of thin air
  2. Medium of exchange:
    Easy to use for everyday transactions
    Widely accepted
    Can be transferred efficiently
  3. Unit of account:
    Works like a proper value-measuring stick (imagine if your ruler shrunk every year – mad, right?)
    Splits nicely into useful bits
    Reliable enough to plan your future with

Why does this matter? Because your hard work deserves better than being turned into monopoly money by someone else’s actions. Every time your currency loses value (inflation) its stealing from your past work, which harms your present savings, and your future dreams.