Love gold?
Love TallyMoney!

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  • gold has grown over 10% p.a. on average each year since 2000 (while bank instant access savings have only paid 0.6% p.a.)
  • tally® is milligrams of gold used as everyday money
  • you get an easy-access savings account and a TallyMoney Debit Mastercard®
  • real gold held for you in a Swiss vault, not an ETF, not a crypto
  • Get 200 free tally* and a reduced activation fee with the promocode EASTERNEYE
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Get the TallyMoney app

Scan the QR code with your smartphone camera to download the TallyMoney app and join

Open your TallyMoney account

Value from instant access savings rates is calculated using rates published by the Bank of England (BoE).

The gold value is calculated by the historical gold spot price in GBP (xe.com).

Savings account v Gold

Look at how average UK instant access savings account have compared to gold, over the last 10 years.

0 year
2020
2015 2025
Based on initial amount: £10,000
The difference: £0
Image 1
10,000
10,000

What our customers say

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Meet the founder

TallyMoney’s CEO and Founder, Cameron Parry was so concerned with fiat currencies and fractional reserve banking that he designed a brand new monetary system that protects and benefits the customer, not the bank.

What is tally?

Tally is a physical asset-based currency. Every 1 tally in your account represents 1 milligram of physical gold, securely vaulted and insured on your behalf.

Why do I need tally?

Because tally represents ownership of a physical asset, it cannot be devalued by increasing supply (we’re looking at you pounds, euros, dollars). This makes it the only everyday currency that helps you fight inflation and protect the long-term value of your money.

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Get the TallyMoney app

Scan the QR code with your smartphone camera to download the TallyMoney app and join

Get tally

How does tally get its value?

Because each tally is one milligram of physical gold, its value is determined by the price of gold. Relative to GBP (£), the value of tally can rise or fall due to fluctuations in the global gold price.

How does tally work?

When you transfer pounds in, your GBP flows through a payment account in your name with sort code and account number and is automatically used to immediately buy real physical gold sourced from London Bullion Market Association (LBMA)-accredited providers, securely vaulted in Switzerland on your behalf. Your gold is denominated in milligrams called ‘tally’ in your TallyMoney Account, and you can use it as everyday money. Save, send, and spend instantly worldwide using your TallyMoney App and TallyMoney Debit Mastercard.

How much does it cost to have a TallyMoney Account?

Unlike banks that profit from hidden fees, high interest charges and risky lending practices, TallyMoney’s fee structure is simple and transparent:

A one-off account activation fee of £29 gives you:

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  • TallyMoney Account
  • TallyMoney Debit Mastercard (not a prepaid card)
  • Uncapped gold balance protection
  • Free card payments and tally transfers out

Account keeping fee of 0.5% p.a. covers:

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  • Security
  • Storage
  • Insurance
  • Operational costs

How do I get tally?

Opening a TallyMoney Account is super easy.

Have your photo ID handy and provide some basic info

Take a quick selfie (not for Instagram)

Pay the one-off £19 account activation fee

Your account is opened in seconds

Have your photo ID handy and provide some basic info

Take a quick selfie (not for Instagram)

Pay the one-off £19 account activation fee

Your account is opened in seconds

How do I get tally?

Opening a TallyMoney Account is super easy.

Have your photo ID handy and provide some basic info

Take a quick selfie (not for Instagram)

Subject to approval, pay one-off £29 activation fee

Your account is opened in seconds

Have your photo ID handy and provide some basic info

Take a quick selfie (not for Instagram)

Pay the one-off £29 account activation fee

Your account is opened in seconds

Edit Content

Get the TallyMoney app

Scan the QR code with your smartphone camera to download the TallyMoney app and join

Open your TallyMoney account

*200 free tally offer

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  • Offer available to new TallyMoney customers only
  • Sign up with the promo code, pay a reduced activation fee of £19 (normally £29), and receive 200 tally
  • 200 tally will be credited to your account within 14 days of activation
  • If you close your account within 14 days, the activation fee refund will be reduced by the value of 200 tally.
  • You must be 18 years or older and a UK resident to open a TallyMoney Account
  • Offer ends on 30 November 2024
  • One promo code per user
  • Misuse or abuse will lead to disqualification
  • TallyMoney reserves the right to amend or withdraw this offer at any time

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Payment Accounts with sort code and account number used to receive GBP funds transfers are issued by Transact Payments Limited (TPL), a licensed electronic money institution authorised and regulated by the Gibraltar Financial Services Commission to issue electronic money and provide payment services. TPL is incorporated and registered in Gibraltar with company number 108217 and registered office is at 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, any customer GBP will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.

Your TallyMoney Debit Mastercard is accepted at over 150 million locations worldwide. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

2025 TallyMoney