The gold price just broke another record. Central banks are queuing to borrow bullion. Investors are turning away from fiat and into something that has preserved wealth for 5,000 years: gold. If you’re watching the markets in 2025 and still wondering whether now is the time to reassess your finances, this is your cue.
Gold has long been considered a safe haven, but the speed and scale of recent developments in the financial markets have reawakened interest in the metal. This isn’t about speculation or quick wins. It’s about seeking something solid in a world of shifting narratives and depreciating paper promises.
Gold Investment Isn’t Just Surging – It’s Being Hoarded
In January, central banks and institutions in London were reportedly queuing to borrow physical gold from central banks. Why? Because demand had outpaced availability in the commercial gold market, a clear sign of how tight supply has become and how high demand really is.
This isn’t anecdotal. This is an institutional movement on a scale that signals something deeper: a re-evaluation of gold’s role in global finance. These aren’t fringe actors; these are reserve managers, national treasuries, and pension funds seeking to acquire more gold.
Combine that with the gold price hitting over £82.09 per gram on 16 June, and the pattern is undeniable. Whether motivated by concerns about inflation, de-dollarisation efforts, or a broader retreat from fiat exposure, many are actively choosing gold investments over traditional financial instruments.
Why the Fiat System is Struggling
Ask yourself: how far does your money go today compared to five years ago? Groceries, fuel, energy bills – all up. Your bank balance may read the same number, but its purchasing power has eroded steadily, its value has gone down.
Fiat currencies naturally lose value over time. Inflation, political spending, and central bank interventions all contribute to this decline. Many people feel like they’re falling behind. That’s not paranoia – that’s a feature of the system.
Pounds stored in a traditional bank usually diminish in real terms. Savings accounts often underperform relative to inflation. Meanwhile, monetary supply increases continue in pursuit of policy goals, further eroding the currency’s value.
This is why gold investment, not as a gamble, but as a method of value preservation, is being considered by more people. Gold cannot be printed. It is not subject to sudden policy changes. Historically, it has maintained value through economic cycles and upheavals. So much so that economists used to recommend you hold 10% of your portfolio in gold to act as a steady hedge.
The Old World is Buying Gold – Shouldn’t You Be Aware?
When the Financial Times reports that gold has overtaken the euro as a global reserve asset, it’s not a fringe story – it’s a major signal (). Central banks are diversifying into gold. That shift speaks volumes.
In the UK, the Royal Mint has reported record demand for gold bullion. As a result, individuals are exploring alternatives to savings accounts and stock markets.
A search for high returns doesn’t necessarily drive this interest. It’s often about reliability. In a world where interest rates swing and currencies react to headlines, gold investment can offer stability in perception and use.
Considering Your Options Outside the Banks
For those seeking greater autonomy in how they hold and use value, gold investment is gaining more attention. However, barriers such as storage, cost, and usability have made gold less accessible for everyday use.
Platforms like TallyMoney offer a different approach. With each tally representing 1 milligram of gold, users can hold physical gold digitally, spend it using a debit card, or transfer it out via bank transfer.
This is not crypto. It’s not pegged to gold. It is direct digital access to the gold you legally own. It’s physical gold you can spend.
With TallyMoney, there are no hidden lending practices, leverage models, or inflated monetary policies affecting your holdings. It enables access to gold ownership with modern-day usability.
If you’re among those looking to diversify your approach to money and are researching alternatives to traditional banks, this could be a helpful area to explore.
A Look at the Long View
A brief review of historical performance reveals that gold has consistently maintained or increased its value during periods of economic stress. From the 1970s oil shock to the 2008 financial crisis and the post-pandemic inflation surge, gold has frequently served as a stabilising store of value.
That said, gold prices do fluctuate in the short term. It’s not a get-rich-quick asset, nor is it immune to market forces. But as part of a broader strategy to safeguard value, many find its physical, finite nature reassuring.
Unlike shares or currencies, gold isn’t created at will. It’s extracted, refined, and held, and it has a unique place in global financial thinking, even as digital solutions evolve around it.
Simple, Transparent, and Accessible
TallyMoney operates with clarity: users know their gold is held, insured, and always available. There are no surprise fees or complex structures – just access to real, physical (not paper ETFs) gold measured in milligrams.
There’s a one-off activation fee of £9 and a small monthly account-keeping fee that ensures security, storage, and operations are properly covered. Users can make everyday purchases or transfers with zero transaction fees, offering a frictionless experience when using their asset-based money.
Your tally balance reflects your gold ownership. Whether used for shopping, withdrawing from an ATM, or saved securely, it’s gold, not a promise or an IOU.
The Exit Is Open
People are seeking ways to regain control over their finances. For some, this means investing in gold as part of a broader financial strategy.
TallyMoney doesn’t offer financial advice. However, it does offer access to a form of money that many consider honest, tangible, and lasting. It allows you to choose a path that reflects your values and your trust in what holds real worth.
To learn more or explore how TallyMoney works, click here. Explore the facts, review the model, and determine if it aligns with your desired approach to managing your future.
