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Money worth saving

  • Tally is a digital currency tied to physical gold
  • 1 tally = 1 milligram of gold you own
  • Save and spend tally every day with the app and Tally Debit Mastercard®
  • No transaction fees or foreign exchange markups (even at ATMs)

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What is tally?

Tally is a brand new asset-backed currency. Every 1 tally in your account represents 1 milligram of physical gold, securely vaulted and insured on your behalf.

Why do I need tally?

Because tally is linked to a physical asset, it cannot be devalued by increasing supply (we're looking at you pounds, euros, dollars). This makes it the only everyday currency that helps you fight inflation and protect the long-term value of your money.

How does tally get its value?

Because each tally is one milligram of physical gold, its value is determined by the price of gold. Relative to GBP (£), the value of tally can rise or fall due to fluctuations in the global gold price.

How does tally work?

When you transfer pounds into your account, your money immediately buys you LBMA-approved gold, securely vaulted in Switzerland on your behalf. Your gold is denominated in ‘tally’ in your online account, so you can use it as everyday money. Save, send, and spend instantly worldwide using your Tally App and Tally Debit Mastercard.

How much does it cost to have a Tally Account?

Unlike banks that profit from hidden fees, high interest charges and risky lending practices, Tally’s fee structure is simple and transparent:

A one-off account activation fee of £19 gives you:

  • Everyday Account with individual IBAN
  • Tally Debit Mastercard (not a prepaid card)
  • Easy access savings
  • Uncapped balance protection with security trustee

Account keeping fee of 0.9% p.a. covers:

  • Security
  • Storage
  • Insurance
  • Operational costs

An annual account keeping fee of 0.9% (calculated daily, charged monthly) covers:

  • Security
  • Storage
  • Insurance
  • Operational costs

How do I get tally?

Opening a Tally Everyday Account is super easy.

Have your photo ID handy

Provide some basic info

Take a quick selfie (not for Instagram)

Your account is opened in seconds